US MSB registration
FinCEN · Official registration guidanceView official registration requirements
Official guidance summary · Checked 16 October 2026
- Eligibility and filing
Check whether registration applies; agent-only businesses have exceptions. Owners or controllers file Form 107 through BSA E-Filing, generally within 180 days of establishment.
FinCEN · Official source- Supporting records
Keep the filing, expected volume, ownership/control and agent records at a US location for at least five years.
FinCEN · Official source- Ongoing AML compliance
Maintain risk-based written controls, a compliance officer, staff training and independent review.
FinCEN · Official source- After registration
Renew every two years. Certain ownership, control or agent-network changes require re-registration; confirm deadlines under the official rules.
FinCEN · Official source
Selected points, not a complete application checklist. Consult the linked official guidance for applicability and current requirements. Checked during page maintenance, not synchronized live.