In general, fiat deposits to your Virtual Bank Account are reflected within T+1 to T+7 business days. Actual processing time may vary depending on:

• The processing speed of the bank

• Business days and public holidays

   U.S. Federal Holidays: https://www.opm.gov/policy-data-oversight/pay-leave/federal-holidays/#url=2026 

   HK Public Holidays: https://www.gov.hk/en/about/abouthk/holiday/2026.htm 

• Whether the transaction involves interbank or cross-border transfer

• Completeness and accuracy of the account information provided

💡 Note: 

Please check the notifications or status updates from your own bank or the DogPay merchant portal to confirm whether the funds have been received or if any additional information is required.