Once your company has completed KYC verification, you can initiate payments through DogPay without waiting for a bank account to be opened.

Under this payment method, DogPay makes payments to designated recipients on behalf of your company based on the payment instructions you provide. This is also known as POBO (Payment on Behalf Of).

一、Eligibility Requirements

Before using POBO payments, your company must complete KYC verification.

You do not need to open a bank account first. When submitting a payment, you will need to provide contracts, invoices, or other transaction documents based on the payment purpose.

二、What Payment Methods Are Available?

The payment methods available to you depend on whether you have opened a U.S. bank account with DogPay.

Without a U.S. Bank Account

If you have not opened a U.S. bank account, you can use the Multi-Currency Express Channel to make payments.

Multi-Currency Express Channel

• Supported currencies: USD, EUR, GBP

• Estimated arrival time: As fast as 2–5 hours

With a U.S. Bank Account

If you have opened a U.S. bank account, you can choose from the following two payment channels based on your needs.

USD Standard Channel

• Supported currency: USD

• Estimated arrival time: As fast as the same day

Multi-Currency Fast Track

• Supported currencies: USD, EUR, GBP

• Estimated arrival time: As fast as 2–5 hours

三、How to Make a Payment?

1. Log in to the DogPay Merchant Portal.

2. Go to the payment page.

3. Add or select a payee.

4. Enter the payment amount and currency.

5. Select an available payment method.

6. Submit the required transaction documents.

7. Review the payment information and submit the payment.