DogPay’s Card-as-a-Service (CaaS) API allows clients to define and manage custom fee structures across different operations.

You can configure:

• FX Fee (Foreign Exchange Fee) — applied when converting between currencies.

• Action Fee — a configurable fee for card actions such as top-ups or transactions.

• Card Issuance Fee — one-time fee charged when issuing new virtual or physical cards.

• Our flexible fee system lets you set custom rates per project, client, or card type, helping you optimize costs and align your pricing model with your business strategy.