Dogpay’s Reimagined e-ID Solution (Inspired by Sweden’s BankID)

Sweden’s BankID is the most widely adopted electronic identification system, jointly managed by multiple banks and used across government services, banking, digital signing, and payment approvals . Do...

What Is Dogpay’s e-ID System?

Sweden’s BankID is the most widely adopted electronic identification system, jointly managed by multiple banks and used across government services, banking, digital signing, and payment approvals . Dogpay models a similar e‑ID framework—bank-backed, secure, and versatile—for seamless user identity verification across digital and physical channels.

Coverage and User Experience

In 2023, BankID had about 8.5 million users in Sweden with extremely high usage rates . Dogpay aims to achieve similar penetration and user-friendliness, enabling authentication through diverse channels—mobile, desktop, or card—covering all touchpoints from login and document signing to payment authentication, including Strong Customer Authentication (SCA) for financial services .

Security and Compliance

BankID is certified at trust level 3 (Swedish e‑ID quality mark) and complies with EU eIDAS standards at the “substantial” level, providing legally binding identity verification and signatures . Dogpay aligns its system with these regulatory frameworks, ensuring that identity verification and e-signatures meet EU law requirements, including when used for authenticated financial transactions.

Innovative Feature — Digital ID Card

BankID introduced a digital ID card: a virtual ID with a dynamic QR code visible on the user’s phone for identity verification in physical spaces, serving as an alternative to traditional ID cards . Dogpay could incorporate a similar feature, enabling users to present their identity via mobile devices during age checks, package pickups, and other real-world verification scenarios.