Bank-as-a-Service for Modern Platforms
Open branded Virtual Bank Accounts (VAs) for your users through a single API — with built-in KYC, compliance and multi-bank connectivity.
What Is DogPay BaaS?
Virtual Bank Account (VA) Issuance
Embedded KYC & Identity Verification
(Full KYC or Proof of Address)
Built-in Compliance
(FATCA & Source of Funds)
Multi-Bank Connectivity
Real-Time Event Webhooks
Individual & Business Accounts
DogPay BaaS (Bank-as-a-Service) lets fintechs and platforms open Virtual Bank Accounts for their end-users through a single API integration — with identity verification, compliance and partner-bank connectivity handled end-to-end.
API-First, Go Live in Weeks
One API, Complete Account Infrastructure
Everything you need to verify users, issue accounts and move money worldwide
Named Multi-Currency Virtual Accounts
Issue dedicated Virtual Accounts for each individual or business sub-merchant, ready to collect and hold funds across multiple currencies.
Global Payment Rails
Connect your users to international banking networks including SWIFT and SEPA for cross-border collection and payouts.
Seamless Fiat & Crypto Settlement
Bridge traditional banking and digital assets, settling between fiat and crypto across borders within a single platform.
Who It's For
See how DogPay BaaS fits a range of platforms and businesses
1. Fintech Platforms
Embed bank accounts into your product without becoming a bank
2. Marketplaces & PSPs
Open Virtual Accounts for sub-merchants to collect and settle funds
3. Web3 Businesses
Give users fiat on/off-ramps backed by real bank accounts
4. Cross-Border Merchants
Hold and move multi-currency funds over global payment rails
Launch Virtual Accounts in Weeks, Not Months
Integrate once and start opening compliant bank accounts for your users at scale